With the 2020 hurricane season quickly approaching, FEMA is encouraging Veterans and their families to purchase a flood insurance policy from the National Flood Insurance Program (NFIP) to make sure their homes and belongings are protected ahead of the next storm.
For U.S. Army Sergeant Gary Boggs from Jacksonville, Fla., purchasing flood insurance was a commonsense decision.
In 2004, after being struck by a roadside bomb while on duty in Iraq, Sgt. Boggs medically retired from the Army. To help support himself and his family, Sgt. Boggs decided to invest in a rental property; he knew that becoming a property owner meant having to be financially prepared for potential flooding.
“Part of being a responsible homeowner or property owner is having flood insurance. I wanted to protect my biggest asset,” said Sgt. Boggs.
When Hurricane Irma hit Sgt. Boggs’ rental property, the home filled with about a foot of water, destroying the floors, countertops, furniture and appliances. Had it not been for his NFIP flood insurance, Sgt. Boggs would have faced an uncertain financial future.
By working closely with his insurance agent, Sgt. Boggs was able to file a claim and receive an advance insurance payment, which helped him recover from the destruction. His agent also made sure that he found a restoration company and contractor to help with the repairs. Having flood insurance provided Sgt. Boggs with peace of mind knowing he could get back to doing the things he loved.
“With my flood insurance, I know there’s a light at the end of the tunnel. It’s like car insurance and homeowner’s insurance. You shouldn’t be without it.”
NFIP has got you covered
Flood insurance is a great way to not only make sure your home and belongings are covered in the event of a flood, but it helps protect you financially. Instead of having to dip into your savings to cover the cost of repairs caused by unexpected flooding, an NFIP policy has got you covered.
You can’t always predict the weather, but you can financially prepare for it by purchasing a flood insurance policy from the NFIP.
To learn more about the benefits of flood insurance, or to find a local flood insurance provider, visit FloodSmart.gov/find.